Terms of Service

Welcome to American Cash Relief. By using this website (the "site") or submitting a request through it, you agree to these Terms of Service. If you do not agree, please do not use the site. We have written these terms in plain language on purpose, because you deserve to understand what you are agreeing to.

What This Service Is

American Cash Relief is not a lender or a broker and does not make credit decisions or fund loans. We connect your request with lenders and lending partners in our network.

When you submit a request, we use the information you provide to try to connect you with one or more lenders or lending partners in our network. We are a matching service and an education publisher, nothing more. We do not lend money, we do not set rates, and we are not your financial, legal, or tax advisor.

No Guarantee

Submitting a request does not guarantee approval, or a specific rate, term, or amount. Approval, APR, fees, and funding are determined solely by the lender.

Whether you are approved, and on what terms, is up to the lender. We cannot promise that any lender will make you an offer, and submitting a request creates no obligation on either side until you and a lender agree to a specific loan.

Who Can Use the Service

To use this service you must be a U.S. resident and at least 18 years old, and you must meet the requirements of the lenders in our network. Service availability and loan products vary by state.

By using the site, you confirm that you meet these requirements and that the information you give us is true and accurate to the best of your knowledge. Giving false information can cause a lender to decline your request, and it may be unlawful.

Your Responsibilities

When you use this site, you agree to:

• Provide accurate, current, and complete information in any form you submit.
• Use the site only for your own personal, lawful purposes, not on behalf of someone else without their permission.
• Read any lender's full terms, including the costs, fees, and repayment schedule, before you accept a loan.
• Not attempt to disrupt, scrape, reverse-engineer, or gain unauthorized access to the site or its systems.
• Not submit content that is unlawful, fraudulent, abusive, or that infringes anyone's rights.

How We Are Compensated

American Cash Relief may receive compensation from lenders or lending partners when a reader is matched or funded. This compensation may affect which lenders appear in our network and how requests are routed.

This is how we keep the service free for you. It does not change the standards we hold our educational content to, and it does not obligate you to accept any offer.

Communications and Consent

By submitting your request, you agree to be contacted by American Cash Relief and its lending partners by phone, text message, and email, including through automated or prerecorded technology, at the number and address you provide, even if it is on a do-not-call list. Consent is not a condition of any purchase. You can opt out at any time by following the instructions in any message you receive.

You can review how we handle your information, and your choices, in our Privacy Policy.

Intellectual Property

The site's content, including its articles, calculators, text, graphics, logos, and design, is owned by American Cash Relief or its licensors and is protected by copyright and other laws. You may read and share our articles for personal, non-commercial use with attribution and a link back. You may not copy, republish, or sell our content for commercial purposes without our written permission.

Third-Party Sites and Lenders

The site links to outside resources and connects you with third-party lenders. We do not control those sites or lenders, and we are not responsible for their content, products, privacy practices, or the terms of any loan they offer you. Any loan agreement is strictly between you and the lender.

Educational Content Is Not Advice

The content and tools on this site are for general educational purposes only and are not financial, legal, or tax advice. Estimates from our calculators are illustrations, not offers.

Limitation of Liability

The site and the matching service are provided "as is" and "as available," without warranties of any kind, express or implied. To the fullest extent allowed by law, American Cash Relief is not liable for any indirect, incidental, or consequential damages arising from your use of the site, your reliance on its content, or any loan you obtain through a lender in our network. Because we are not a party to your loan, we are not responsible for a lender's decisions, terms, fees, or conduct. Some states do not allow certain limits on liability, so parts of this section may not apply to you.

Changes to the Service or These Terms

We may update, change, or discontinue any part of the site at any time, and we may revise these terms. When we do, the updated terms take effect when posted here. Your continued use of the site after a change means you accept the revised terms.

Governing Law

These terms are governed by the laws of the United States and the state in which American Cash Relief operates, without regard to conflict-of-law rules. Any dispute relating to the site or these terms will be handled in the courts located there, unless applicable law requires otherwise.

Contact Us

If you have a question about these terms, use our contact form.

Americancashrelief.com is a privately operated service and is not affiliated with or endorsed by any federal, state, or local government agency.