Our Editorial Team

Every guide here is written by a real person with real, hands-on experience in money and lending. No anonymous content mill, no recycled filler. Meet the people behind the words.

Marcus Bell Former Consumer-Lending Officer Marcus spent 15 years approving consumer loans. He writes plainly about what a lender really sees, and what you can change. View profile

Linda Hartwell Former Personal-Finance Journalist Linda reported on household money for two decades. She translates the data into what it means for one real household. View profile

Sofia Reyes Former Nonprofit Credit Counselor Sofia built budgets and payoff plans with families living paycheck to paycheck. She meets readers where they are. View profile

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Browse straight-talking guides on borrowing, budgeting, saving, and getting out of debt in American's Money Guide.

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